for lower prices on pepper plants (bell, jalapeno, banana) go to your local farmer co-op & buy the ones that are in the plastic flats and the plant is in small squares of black dirt. Don’t go to other places and buy ones in white plastic cups.
Get dry haircuts. My other post just disappeared. My fault. 90% of beauticians won’t do this. Find the 10% who will. You can change an $18 hair cut into a $10. I just talked my husband into trying it today and he LOVED it. I have been doing it every chance I get since 1996. Ask the hairdresser first if she is agreeable to this. Shampoo at home either the night before or the morning of the cut. Don’t apply any “product.”
Have you noticed in recent years that cheap laundry soap & dish washing soaps have pretty much disappeared off store shelves? Remember the days before HE (high efficiency) laundry soap, you could buy varieties of it in huge boxes? And the same with laundry soaps. Getting to the point: I noticed a few years back I was always buying more dish soap. Then I started buying refill jugs & saved quite a bit on that. Finally I realized I was sometimes filling the sink with soapy water 6 times a day. YES! I got in the habit of washing utensils & pots while cooking a meal. Then I’d let the water get cold while I watched a TV show or movie. Then I let the water out, ran more hot water & washed the rest of the dishes. One day (perhaps I had been boiling water for tea) I had a large amount of hot water I could have poured down the drain. Instead, I added it to the soapy water in the sink. Ta da, everything was great! I know we have better grease-cutting soaps now (Dawn and Wal*Mart knockoff) so we can wash in cold water. But my soap usage has dramatically gone down. Save yourself about $20 per year.
This could cause flack for me. I see it as a way to sock more money into your retirement account. This is the most addictive thing I have seen women do. Acrylic nails are like drugs! YES, they are beautiful! YES they make your hands look gorgeous! YES YES YES. But they’re costly! I was tallying up prices I looked up on Yahoo answers & saw these nails cost $500-$700 per year. I have personally known women who get these applied for special occasions and love, love, love how they look. So they keep on getting them. Why, ladies? Wouldn’t you rather retire early? A pretty manicure is very easy to do yourself using the proper tools. And there’s a rainbow of affordable nail polishes you can buy and apply yourself. Some of my friends stop using the better nail parlors & start going to unlicensed places which are a whole lot cheaper but a tad risky. The acrylics can make your nails thinner (I know one lady who wore them for 11 years non-stop and finally quit). There are dangers of fungus and infection. Just my 2c.
As I get older, I realize more things. These things are admitting that my household appliances do not last very long. 7-10 years seems to be the max on everything. My tip today is start shopping early! This does not mean to trash your appliances and tote new ones in the door. But the next time you have a little spare time, check out the aisles in Home Depot, Best Buy, or Wal*Mart. Start looking at prices and features. Take a notepad if you need to remember details, measurements, and make/models. In the last 20 years appliances have changed, and many you used to buy no longer exist. They are a lot fancier, have electronic touch pads instead of dials to twist. Many have plans you get that require a company service guy to visit your home every year to run a diagnostic test with a laptop. These will be free for while I found out. Then when the day comes when your washer/dryer combo huffs its last breath you are READY. Also, make sure the delivery deal includes that they HAUL OFF the old item.